Microcredit Best practices (4/4): Key success factors

Sunday, September 13, 2009

Microcredit Best practices (4/4): Key success factors

Methodology
Regular follow up
Requirement of good repayment for future access to a bigger loan
Local loan officers familiar with local culture

Adapted products and procedures
Small and short term credits
Repayment capacity assessment
Adapted collaterals / group solidarity guarantee

Business Development Services
Compensation for lack of education of loan beneficiaries

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Sunday, September 13, 2009