Monday, September 14, 2009

How the Public and Private Sectors Can Help Jump-Start Mortgage Lending

Credit Risk

- Introduction of loss-limit insurance programs with tiered risk
sharing; FHA (USA), SHF (Mexico)

Funding

- Second floor bank; FHLB (USA), FOVI (Mexico)
- Whole loan sale (Mali, possibly Uganda)
- For countries with developed primary market introduce bond
guaranty program; Ginnie Mae (USA)

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